LEADER-
SHIP



Leading the industry

Built by a team with multiple years of experience in trade finance, technology, and operations, the vision for eFactor Network was born out to help businesses of all sizes to optimize their working capital and be more competitive by injecting liquidity into the marketplace.


The company’s strong entrepreneurial culture and the forward-thinking view is reflected in our leadership team building the foundation of eFactor Network.





  • Héctor De La Garza, CEO

    Prior to founding eFactor Network along with his partners in 2009, Héctor De La Garza had key roles in Supply Chain Finance and Business Development in several financial institutions such as Grupo Financiero Banorte, Bancomext, Nacional Financiera (NAFIN), and Banca Afirme. Héctor De La Garza Ramos graduated from Instituto Tecnológico y de Estudios Superiores de Monterrey, Mexico (ITESM) in 1993. He post graduated on Bank Efficiency and holds an MBA from University of Oviedo, Spain.

  • Eduardo Valero, General Counsel and Director Legal Department

    Eduardo Valero Gonzalez serves as General Counsel and Director of the Legal Department at eFactor Network since 2012. He holds a degree in Law and Legal Studies from the Universidad Autonoma de Nuevo Leon and has a degree in securities law. He has extensive experience in the financial industry working in leading positions at Grupo Financiero Serfin, Multiva Bancentro, Grupo Financiero Serfin, and Nacional Financiera.

  • Gilberto Madrigal, Director Development and Technology

    Gilberto Madrigal is responsible for the development of new products and the integration of new customers and financial institutions into the supply chain finance platform. Prior to working at eFactor Network, he worked at Banorte where he was in charge of the design and the development of electronic banking and payroll solutions. From 2008 to 2012, he worked at Banco Ahorro Famsa and was responsible for the development and the maintenance of new banking products. He graduated as an engineer from the Autonomous University of Nuevo León (UANL).

  • Sergio Morales, Director Human Resources

    Sergio Morales serves as Director of Human Resources of eFactor Network and eFactor Diez and is responsible for the administration and infrastructure of all the offices across the country. Sergio also coordinates activities related to payments, training, recruitment, payroll, and expenses. He has over ten years of experience in ​​administration and personnel management, working for leading organizations in Mexico.

  • Adrián De La Garza, Director Corporate Sales

    Adrián De La Garza is responsible for supplier sales and support, promotion and the credit committee. Prior to eFactor Network, he worked for Cervecería Cuauhtémoc Moctezuma, the Instituto Federal Electoral” (Federal Electoral Institute), and for INTERFIA, managing sales, and relationships with financial institutions. In 2006, De La Garza graduated as an industrial engineer from Universidad Del Norte.

  • Bernardo Soto, Director Metro Regional Sales

    Bernardo Soto Rivero is responsible for originating and implementing new corporate buyers in Mexico City, South and Southeast of the country. Bernardo holds an MBA from Universidad La Salle, is certified in public administration from INAP in finance and leadership by the ITESM. He has over 20 years experience working in the finance industry. He worked for leading financial organizations such as ABC Capital, Nacional Financiera and Grupo Financiero Bancomer. Bernardo Soto Rivero was also responsible for Volvo’s Commercial Credit in Mexico for trucks and construction machinery.

  • Monica de la Garza, Director Financial Institutions

    As Director Financial Institutions, Monica de la Garza is responsible for supporting financial institutions and integrating new financing programs. She holds a degree in Law and Legal Studies from the Universidad Autonoma de Nuevo Leon. Since she began her career in 1987, she worked in different banks including, Grupo Financiero Banorte, Bancomext (Banco Nacional de Comercio Exterior) and Nacional Financiera in supply chain finance.

  • Juan Antonio Gutierrez, Director Bajío Regional Sales

    Juan Antonio Gutiérrez is responsible for originating and implementing new buyers at eFactor Network. Prior to that, he worked as Investment Manager at Actinver Financial Group and was the General Manager of the AAA GISSA trust part of NAFINSA, a non-bank financial intermediary specializing in factoring. Prior to that he also served as Head of Corporate Treasury and CFO at Grupo Industrial Saltillo.

  • Carlos Ibarra, Director North Regional Sales

    Carlos Ibera is responsible for originating and implementing new buyers at eFactor Network. He graduated as a public accountant and holds an MBA from the Universidad Regiomontana. Prior to eFactor Network, he worked for different consulting companies, including Castillo Miranda. Mr. Ibera also worked for several years in the finance sectors in Mexican banks such as Nacional Financiera, and Banco Ixe.

  • Felipe Cantú, Director North Regional Sales

    Felipe Cantú is in charge for sales to corporates and banks located in Mexico and Latin America. He has over 20 years of experience working in leading organizations such as Cervecería Cuauhtémoc, Grupo Vitro, Bancomext, and recently as General Director of Venezuela for Bomi. He graduated as an engineer and holds an MBA from Instituto Tecnológico y de Estudios Superiores de Monterrey (ITESM).

  • Pamela Hierro, Strategic Planning

    Pamela Hierro Kapellmann, is responsible for strengthening the prospective and strategic capacity in the implementation of plans and mechanisms to achieve the objectives established in eFactor Network, she has a law degree from the Faculty Libre de Derecho de Monterrey (2012) and has worked for Mexican banks From that same year (2012 - 2016).



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